Best Digital Banking AI Tools 2026

Last reviewed: May 2026

Compare and review the top Digital Banking AI platforms. Independent rankings, pricing, and user reviews.

24 Digital Banking tools compared

• Revolut — Score: 9.1/10. AI-powered digital banking platform.
• Fiserv — Score: 8.9/10. AI-powered digital banking platform that delivers intelligent financial services.
• FIS Global — Score: 8.8/10. AI-powered digital banking platform that delivers intelligent financial services.
• Chime — Score: 8.8/10. AI-powered digital banking and financial services for consumers and underbanked.
• Nubank — Score: 8.8/10. AI-powered digital banking platform.
• Solarisbank — Score: 8.7/10. AI-powered digital banking platform.
• SoFi — Score: 8.7/10. AI-powered digital banking platform.
• Mercury — Score: 8.7/10. AI-powered digital banking platform.
• Monzo — Score: 8.6/10. AI-powered digital banking platform.
• Starling Bank — Score: 8.6/10. AI-powered digital banking platform.
• Varo — Score: 8.5/10. AI-powered digital banking platform.
• Galileo Financial — Score: 8.5/10. AI-powered digital banking platform that delivers intelligent financial services.
• Mambu — Score: 8.4/10. AI-powered digital banking platform.
• Thought Machine — Score: 8.4/10. AI-powered digital banking platform.
• N26 — Score: 8.4/10. AI-powered digital banking platform.
• Current — Score: 8.4/10. AI-powered digital banking and financial services for consumers and teens.
• Jack Henry — Score: 8.4/10. AI-powered digital banking platform.
• Synctera — Score: 8.3/10. Synctera is a Banking-as-a-Service platform that connects fintechs and community banks with AI-powered compliance, onboarding, and transaction monitoring.
• nCino — Score: 8.2/10. AI-powered digital banking platform.
• 10x Banking — Score: 8.2/10. AI-powered digital banking platform.
• Temenos — Score: 8.2/10. AI-powered digital banking platform.
• Finastra — Score: 8.1/10. AI-powered digital banking platform that delivers intelligent financial services.
• Backbase — Score: 8.1/10. AI-powered digital banking and financial services for banks and credit unions.
• Dave — Score: 7.9/10. AI-powered digital banking platform that delivers intelligent financial services.